We are a full service insurance agency serving the Central
New York area
since 1917.

Our Number One product is service specifically designed to reduce your losses and control your insurance costs. We anticipate becoming a partner of your insurance program and participating in your growth by providing the best possible insurance program for you.

Do you need auto, homeowners, life, or any forms of business insurance? Sometimes,it's a smart idea to put all of your eggs in one basket. Insurance is a good example.

When your insurance policies are derived from various sources, confusion can result, causing you missed opportunities to properly coordinate coverage and save money. We can assist you in planning a sound insurance program to maximize your protection while minimizing your cost.

We represent a carefully selected group of financially sound, reputable insurance companies; therefore, we are able to offer you the best coverage at the most competitive price.

What's New
Auto Insurance Rates too high?

Did you know that most Auto Insurance Companies offer a 10% reduction on rates for someone who has taken a Defensive Driving Course?

Take the course today.

The Carmody Agency offers added convenience and strength through its' parent company, Lakes Country Associates, Inc. We offer the same products and services at these 5 other locations:
Lake Country Associates
BEL Associates 
1717 State Street
Watertown, NY 13601
315-788-4525   

The Becker McLean Company
16 Virginia Street
Waterloo, NY 13165
315-539-2213

Gay & Son Agency, Inc.
16 Virginia Street
Waterloo, NY 13165
315-568-5841

Lake Country Affiliates
South Cayuga Street
Union Springs, NY 13160
315-889-7325

Becker-Wells Agency, Inc.
903 Hanshaw Road
Ithaca, NY  14850
607-257-1003